Our Very Core

Identify potential protection shortfalls in order to protect those individuals and assets which are dear to you.

Review your debts and liabilities and understand their inefficiencies or otherwise.

Through discussion, identify short, medium and long term objectives and provide strategies to help meet them.

Undertake a risk analysis with you in order to establish your risk tolerance and, equally important, discuss and agree with you your thoughts and feeling on losing capital i.e. your “capacity for loss”.

Discuss and explain possible solutions including tax implications relative to your circumstances and how these possible solutions meet your agreed view on risk and thoughts on loss of capital.

Carry out research from the relevant whole market and tailor solutions to meet your specified and agreed prioritised needs, taking into account contract costs, flexibility and terms and conditions.

Assess the financial strength of the contract providers and their ability to honour their commitments both in terms of contract and service.

Consider and explain the benefits of combining different types of products and possibly trusts, for tax efficiency.

Prepare our formal report covering all the previously mentioned aspects and include all the relevant provider documentation.

We'll then take you through and explain the report and associated paperwork, answering any questions or queries you have and thereafter agreeing the way forward.

Assist in the paperwork completion as well as capturing the relevant Money Laundering requirements.

Process all paperwork and liaise with the providers until your documents have been received, checked and forwarded to you for safe keeping.